Free SIP Calculator
SIP Returns
Calculator
Enter your monthly SIP amount, expected return rate and duration — instantly see your total corpus, gains and year-by-year growth.
₹1 Cr+
Possible with ₹5K/mo SIP
20 Yrs
Power of long-term SIP
12–15%
Historical equity SIP returns
1
Set Your SIP Parameters
Monthly SIP Amount
₹5,000
₹
Expected Annual Return
12%
1%
30%
Investment Duration
10 Years
1 yr
40 yrs
📌 What return rate to use? Large-cap equity mutual funds have historically delivered 11–13% CAGR over 10+ year periods. Debt funds average 6–8%. Use 12% as a conservative starting point for diversified equity SIPs.
2
Your SIP Projection
Estimated Corpus
₹11.61 L
investing ₹5,000/mo for 10 years at 12% p.a.
Amount Invested
₹6.00 L
Wealth Gained
₹5.61 L
Absolute Returns
93.5%
Gains Multiplier
1.93×
Amount Invested
₹6.00 L
Wealth Gained
₹5.61 L
Returns as % of corpus
48.3%
3
Share Your Results
Year-by-Year SIP Growth
| Year | Total Invested | Wealth Gained | Corpus Value | Returns % |
|---|