Free Retirement Planner
Retirement Corpus
Calculator
Find out exactly how much you need to retire comfortably — and how much to invest every single month to get there, accounting for inflation.
Today
Start Investing
60
Retire At
30 Yrs
To Build Wealth
85
Life Expectancy
Your Profile
Current Age
30 yrs
1859
Retire At Age
60 yrs
4070
Retirement Goal
Monthly Expenses Today
₹50,000
₹
Life Expectancy
85 yrs
70100
Existing Savings / Investments
₹0
₹
Key Assumptions
Expected Inflation Rate
6%
2%12%
Pre-Retirement Return (p.a.)
12%
4%20%
Post-Retirement Return (p.a.)
7%
3%14%
💡 Rule of thumb: Most financial planners suggest a post-retirement corpus of 25–30× your annual expenses (the 4% withdrawal rule). This calculator goes further — it factors in inflation, investment returns and your exact withdrawal period for a personalised answer.
⚠️ Note: Your retirement age is less than 5 years away. For near-term retirement planning, consider consulting a SEBI-registered financial advisor for a personalised plan.
Your Retirement Plan
Retirement Corpus Needed
₹5.44 Cr
to sustain ₹50K/mo lifestyle for 25 years after retirement
Monthly Investment Needed
₹7,240/mo
SIP for 30 years at 12% p.a. to reach your corpus
Monthly at Retirement
₹2.87 L
Retirement Years
25 yrs
Total You'll Invest
₹26.06 L
Wealth Created
₹5.18 Cr
Accumulation Phase
30 years
Age 30 → 60 · Building corpus
Withdrawal Phase
25 years
Age 60 → 85 · Corpus sustains you
Amount You Invest
5%
Compounding Growth
95%
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